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Stay organized 2 minute read

Keep a clear record of what happened.

A simple, consistent record helps you discuss the loss, understand the work and find information later.

Document only from a safe location. Do not enter an unsafe building or handle contaminated items just to collect evidence.

01

Capture the overview and the details

When safe, take room-wide photos and close-ups before cleanup or disposal. Show affected walls, floors, contents and water marks. Record identifying information such as appliance models and serial numbers when safely accessible.

Source: FEMA FloodSmart: Documenting flood damage

02

Keep the paperwork together

Save estimates, signed authorizations, invoices, receipts and communications. Organize copies by room or date. Ask your insurer or adjuster what additional records or safe samples are needed, and let qualified workers handle hazardous materials.

Source: FEMA FloodSmart: Documenting flood damage

03

Record the decisions as work progresses

Keep a short timeline of visits, agreed changes and who approved them. Ask the contractor for copies of its relevant photos and drying records. Store your recovery folder privately; public profiles and shared shortlist notes are not a place for claim documents or personal information.

Primary sources reviewed November 2, 2026. This guide supports your conversations with qualified professionals; it does not assess your property or determine insurance coverage.

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Property-owner recovery guides

Page guide · Built-in instructions

Read practical guides for safe next steps, contractor conversations and organizing your recovery.

  1. Start with First safe steps if water damage has just happened.
  2. Use the contractor checklist to prepare questions about qualifications, scope, pricing and communication.
  3. Learn what to ask about drying, documentation and insurance coordination without assuming a fixed timeline or coverage.
  4. Each guide links to primary sources. Follow local emergency instructions and get qualified help for unsafe conditions.